Finance & Credit Factory

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Archive for the ‘CEO’ Category

Becoming emotionally involved in a credit

I walk away from most deals at this critical point. I make this statement because by now most people are emotionally involved in the property and the process and are reluctant to say no go to a deal. It takes me about thirty minutes to do the Five Step Property Valuation process once I have [...]

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Credit for property is a good investment

Before we go any further, I want to point out that if after your analysis you don’t think the property is a good investment, in other words, if the net cash flow is too low, then you may need to walk away from the deal or offer a much lower price to make the numbers [...]

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Establishing initial credit price

We’ve arrived! We have an offer price! But there’s something missing. Oh, yes, you’re probably wondering what the seller’s asking price was on this property. I won’t keep you in suspense. The asking price was $338,000. Of course, you’re thinking that sounds really high. Here’s an indication of just how high that price is. If [...]

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Determine how much property credit is worth

To determine how much the property is actually worth—in other words the property’s valuation—you just divide the net operating income by the capitalization rate. The number you arrive at is the valuation. It was called purchase price in the previous formula. And the valuation is your initial offer. Property Value and Offer Price = NOI [...]

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